Buyer agreement

By purchasing any pay-per-view sports analysis or subscription from Covering The Spread ("CoveringTheSpread.com," "we," "us," or "our"), you acknowledge that you have read, understood, and agreed to the following Terms and Conditions. All sales are final.

1. No refunds / final sale

All purchases made through Covering The Spread are final. Because you are purchasing access to sports analysis and related content, no refunds, returns, exchanges, or credits will be provided under any circumstances.

For subscription purchases, payment is considered fully earned once you access any subscription-only portion of the website or affiliated websites. If your subscription is terminated for any reason, you will not be entitled to a refund for any unused portion.

2. Entertainment purposes only

All information, analysis, selections, and other content provided by Covering The Spread, whether through our website, affiliated websites, or directly, is provided strictly for entertainment purposes only.

You acknowledge and agree that you will not use any information received from Covering The Spread to make investment decisions, financial decisions, or any other decisions involving money or risk, including but not limited to wagering activity.

3. Restrictions on use

By using this website and purchasing our content, you represent and warrant that you will not:

• reproduce, republish, rebroadcast, retransmit, recast, copy, distribute, or otherwise share any information provided by Covering The Spread in any format;
• post or publish our content on the internet, including websites, blogs, forums, chat rooms, social media platforms, or messaging apps;
• distribute our content through text messages, email, podcasts, radio, television, or any other digital or print medium;
• provide access to our content to any third party;
• reverse engineer, disassemble, decompile, or create derivative works based on the Covering The Spread website or any affiliated website; or
• use any information obtained from Covering The Spread for any unlawful purpose or in violation of any applicable local, state, federal, or international law.

You acknowledge that Covering The Spread would not provide access to its content without these representations and warranties.

4. Account security

If you create or are provided with an account ("Account"), you are solely responsible for maintaining the confidentiality and security of your Account credentials.

You agree that you will not:

• allow any other person to use your Account;
• share your login information with anyone else; or
• use another person's account.

You must notify Covering The Spread immediately of any unauthorized access to your Account or any other security breach.

5. Ownership of content and intellectual property

All rights, title, and interest in and to the Covering The Spread website, affiliated websites, and all related content remain the exclusive property of Covering The Spread.

This includes, without limitation:

• website content and written analysis;
• designs, graphics, layouts, and branding;
• copyrights, trademarks, trade dress, and trade secrets;
• confidential and proprietary information;
• improvements, enhancements, modifications, and derivative works; and
• any on-air, contributor, or byline personas, including depicted names and biographies.

Nothing in these Terms grants you ownership of, or any rights in, any intellectual property belonging to Covering The Spread, except for a limited, revocable right to access content for your personal use in accordance with these Terms.

6. Confidentiality

You acknowledge that the information provided by Covering The Spread is confidential and may constitute proprietary or trade secret information.

You agree to:

• keep all such information strictly confidential;
• not disclose it to any third party; and
• not use it for any purpose other than as expressly permitted by Covering The Spread.

Your confidentiality obligations continue for as long as Covering The Spread treats the information as confidential or as a trade secret.

7. Trademarks

All trademarks, service marks, trade names, logos, and branding appearing on the Covering The Spread website or any affiliated website are the property of their respective owners. Nothing in these Terms gives you any license or right to use them without prior written permission.

8. Reservation of rights

Nothing in these Terms shall be interpreted as a sale, assignment, transfer, or conveyance of any intellectual property rights from Covering The Spread to you.

Any access you receive to our content is limited to a personal, non-transferable, non-exclusive implied license, which is subject to all restrictions in these Terms and Conditions.

9. Additional representations and acknowledgements

By purchasing from Covering The Spread, you represent and warrant that:

• you are at least twenty-one (21) years of age; and
• you understand and acknowledge that contributor, byline, or on-air names may be changed or fictionalized for privacy, branding, security, or other business purposes.

You also acknowledge that:

• multiple contributor names or personas may represent the same creative source;
• the individual creating analysis may be different from the individual making a selection;
• the individual entering picks or contributor information into the website backend may be different from the individual responsible for the pick or analysis; and
• promotional or free content may include illustrative, fictional, or privacy-protecting personas or crews.

You agree that your acknowledgment of the foregoing releases Covering The Spread and its ownership from liability relating to these matters.

10. Disclaimer of warranties

Covering The Spread makes no guarantees, representations, or warranties regarding the performance, accuracy, reliability, or results of any content, analysis, or information provided.

All content and access to the website are provided on an "as is" and "as available" basis, without warranties of any kind, express or implied, including without limitation warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement.

You assume full responsibility for your use of the website and all information obtained from it.

11. Limitation of liability

To the fullest extent permitted by law, Covering The Spread shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to:

• your use of the website or affiliated websites;
• your use of any information, analysis, or content obtained from us;
• errors, malfunctions, interruptions, or defects in the website; or
• loss of profits, savings, data, opportunities, or goodwill.

This limitation applies even if Covering The Spread has been advised of the possibility of such damages and even if a remedy fails of its essential purpose.

12. Difficulty of ascertaining damages

You acknowledge that unauthorized disclosure, republication, or dissemination of Covering The Spread content may cause immediate and irreparable harm, and that such harm may be difficult to quantify.

Accordingly, if it is determined in any legal action that damages resulting from your breach cannot be ascertained with certainty, you agree that Covering The Spread shall be entitled to recover liquidated damages of not less than $5,000.00 per instance of unauthorized disclosure, publication, or dissemination, in addition to any other remedies available at law or in equity.

13. Indemnification

You agree to defend, indemnify, and hold harmless Covering The Spread, its owners, officers, directors, employees, representatives, agents, affiliates, subsidiaries, and customers from and against any claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys' fees and court costs, arising out of or related to:

• your use of the website or affiliated websites;
• your misuse of any information obtained from Covering The Spread; or
• your violation of these Terms and Conditions.

14. Termination

You may cancel your subscription at any time before its expiration by notifying customer service. However, cancellation does not entitle you to any refund, credit, or exchange.

Covering The Spread reserves the right to terminate your subscription or access immediately, without prior notice, if you violate these Terms and Conditions. In such event, Covering The Spread shall be entitled to retain all amounts paid.

15. Survival

The provisions relating to restrictions on use, intellectual property, confidentiality, trademarks, disclaimers, limitations of liability, damages, and indemnification shall survive the termination of these Terms and your relationship with Covering The Spread.

16. Governing law and venue

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict of law principles.

Any dispute arising out of or relating to these Terms or your use of the website shall be brought exclusively in the state or federal courts located in Wyoming, and you consent to the jurisdiction and venue of those courts.

17. Severability

If any provision of these Terms and Conditions is found to be unlawful, invalid, or unenforceable, that provision shall be deemed severed from the Agreement, and the remaining provisions shall remain in full force and effect.

18. Entire agreement / amendments

These Terms and Conditions constitute the entire agreement between you and Covering The Spread regarding your purchase and use of the website and related services.

No amendment, modification, or waiver of these Terms shall be effective unless in writing and signed by both parties.

19. Customer service

If you have any questions regarding this website or any of its policies, you may contact customer service through the Contact Us or Customer Service forms available on the website.

Customer service is generally available daily from 8:00 A.M. to 7:00 P.M. Eastern Time.

20. Acceptance of terms

By purchasing from Covering The Spread and/or using the website, you represent that you have read, understood, and agree to be bound by these Terms and Conditions.